fraud

KN, p. 334 “What Does the Secret Service Do?

The United States has a federal agency called the Secret Service, tasked with the job of protecting the sitting President and Vice-President (and their families) along with other government leaders, past Presidents, and major Presidential and Vice-Presidential candidates. If there are visiting Heads-of-State, it falls to the Secret Service to provide security for them while in the USA.

Vice-Presidents, their spouses and children, are protected for an additional six months after leaving office, unless the sitting President feels they need additional protection by the Secret Service. Children of former Presidents have a Secret Service detail until they reach the age of 16.

One aspect of the protection part of the job is to provide security for various federal buildings in our nation’s capital, Washington, D.C., as well as the officials in them. The vice-president’s residence as well as embassies fall into that category.

Now under the umbrella of Homeland Security, the Secret Service was created in 1865 within the Treasury Department to investigate counterfeiting and other financial crimes. Today, the investigations might include work to combat credit card and bank fraud, stop identity theft, and defeat computer fraud.

Cybercrime is a major focus for several federal agencies and with the Secret Service mission mandate of “protecting the integrity of our U.S. currency” and “safeguard America’s financial infrastructure,” agents can specialize in several areas. Some might do deep dives into computer investigations, find and create code in order to further those investigations, while others use that information to interview witnesses in person and gather physical evidence.

Among other activities, Secret Service agents carry firearms, have arrest powers, and can pay rewards for information germane to an investigation. It’s important to note that interfering with a Secret Service investigation can lead to hefty fines and time in jail.

It’s up to Homeland Security to organize protection for national events where government leaders will be present, and generally the Secret Service will be the agency in charge of the planning and execution of those procedures.

Training to become a Secret Service agent starts with eleven weeks at the Federal Law Enforcement Training Center, where other Law Enforcement Officers also train. They study basic police skills, the law, undergo firearms and defensive training, and learn how to craft clear and concise reports.

When that training is complete, the agents move on to a Secret-Service-only training facility, where they spend four months honing their skills. This is where they will study counterfeit money detection, and investigate the methods used in credit card fraud by ‘bad actors’ in the world. There will be classes in self-preservation and special driving techniques to be used in possible high speed chases or Presidential protection details.

Training never stops. Periodically, experts in any given field applicable to the Secret Service work will conduct intensive instruction, either to update or reinforce what was taught in the past.

Recognized as a source of state-of-the-art forensic assistance for their own cases as well as those of other law enforcement agencies, the Secret Service Forensic Sciences Lab helps with document and fingerprint analysis, targeting cybercrime and financial incidents. Polygraphs, securities fraud, DNA analysis, forensic photography, forensic accounting – all might be areas of interest for the Lab. And it’s not just big business, or the country’s leaders that capture the Secret Service time and energy. They also delve into crimes against missing or exploited children, lending forensic assistance and actual investigative support when needed.

“The Secret Service employs approximately 3,600 special agents, 1,600 Uniformed Division officers, and more than 2,000 other specialized administrative, professional and technical support staff.” *

Special agents protect top U.S. and visiting foreign officials, and investigate financial crimes.

The Uniformed Division officers guard facilities in which the Secret Service protected persons reside or work.

The Technical Law Enforcement group lends support to the special agents as well as the Uniformed Division officers. 

The Civil Service Professionals support the overall protective and investigative missions.

Is there an area that interests you? *

 

*Data and categories from secretservice.gov

Up next: Qualifications needed to become part of the Secret Service.

Stay tuned.

 

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KN, p. 308 “Tax Fraud”

If this post has no paragraph separations, please double-click on the title to create a more readable version.

In 1789, Benjamin Franklin said, “Nothing is certain except death and taxes.”

236 years later? It’s still true.

April 15th is tax day in the USA. By midnight that day, the bill must have been paid, either via mail date-stamped by the Post Office, or online. After that, if you owe money and don’t send it in, penalties began to add up.

Government at every level imposes taxes in order to pay its bills. Roads, schools, civil defense, water control, government employees, and more…all get a piece of the revenue pie.

So what happens if you don’t file taxes? It is a crime not to pay and a definite no-no not to file. Since this is about money and the government needs more of it to run the programs, there are fines if you forget (or don’t want to pay), even jail time in certain cases.

Penalties

  • Not filing taxes: 5% of the tax owed for each month the return is past due.
  • More than 60 days late filing: A minimum fine of $435. Maximum fine is 25% of the total owed. (Plus the amount you owe)
  • Not paying at all: 0.5% of the unpaid taxes for each month the outstanding taxes aren’t paid, plus interest. Ouch.

The government can choose to play nice with people “who have never done this before” and there are extensions available. BUT, not everyone gets a pass and only in rare instances.

Your house burns down? Better call the tax people and get an extension in writing. Those taxes are still due and penalties still accrue, but there might be a bargain to be struck if the agent is having a good day. You might be able to negotiate a six-month extension, but you still owe the money.

 

True story: a former colleague hired a tax firm to do her taxes – fill out forms and assess the amount owed. The firm underestimated the debt and overestimated the deductions. The IRS conducts random audits and contacted her one year – after she had left the paperwork to the firm for about five years in a row. Short version: the firm had done a lousy job. She wound up paying back taxes and fines of over $20,000. Yup. Four zeros. She appealed. She was allowed to pay it back over time, but she still owed all the back money. The firm did little to help her, citing that they based their figures on the information she gave them. Hmmm.

 

How long can you avoid filing taxes?
The powers-that-be have “six years to charge you with criminal tax evasion.” It can take as long as it likes to collect the money owed. Don’t forget, there’s interest charged on top of the penalties and money owed. Jail time is possible if they get you for criminal tax evasion. It’s a felony, folks. PLUS, you’ll probably get audited for years afterward.

 

What’s the difference between evasion and avoidance?

  • Tax evasion is fraud and means that you have used illegal ways to conceal income, with fines, penalties, and possible jail time (maybe five years) if found guilty. You lied on the forms. They can even charge you for the cost of prosecution.
  • Tax avoidance uses legal ways to reduce income with tax credits and allowable deductions.

WAIT!  What counts as under-reporting?
Not reporting cash ‘under the table’ for legal or illegal activities. Whether child-care or gun-running, income is income, according to the IRS.

Cryptocurrency transactions are taxable, so if you thought there were no rules, think again.

Whistleblowers:
There is a special IRS office that pays for information leading to the arrest (and conviction) of major tax fraud perpetrators. Big bucks are at stake if money is hidden in illegal overseas accounts. If it involves a criminal organization, witness protection might be part of what happens next.

 

My advice? Pay what you owe. There are legitimate tax planners out there who can possibly help reduce your tax bill, but to evade altogether? Seriously bad idea if you’re allergic to jail and big fines.

*information source: the IRS.

 

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KN, p. 178 “Is the builder dead yet?”

“What? Is somebody trying to kill the builder?” you ask.

‘They’ might be thinking about it. As in, more than one person is annoyed.

EmptyLotTreesDSC_1481

Here’s what is happening. When we moved in, the neighborhood was full of wooded lots. Even the properties with houses already there, had plenty of trees at the edges, along the fences, or next to the houses. Some were mature trees that had been left on the otherwise cleared lots before construction had begun. Property owners added flowering trees as time passed. Wildlife flourishes in this residential neighborhood of 1/4 and 1/3 acre lots. We’re not out in the country, but these are not zero-lot homes either.

 

Phases 1 and 2 of the larger housing development have long been completed. Phase 3 was finished three years ago, the original trees are beautiful, and the owners are adding new fruit/flowering trees each year.

Enter Phase 4. The original developer had a few lots left and found a builder to buy them. That builder wanted the lots cleared before finalizing the deal. That’s when we, the neighbors, discovered that some of the grassy/lightly-wooded areas between existing homes were actually unsold lots.

 

EmptyLotBulldozerDSC_1474

ALL of the trees from those lots are being cleared, lots of red dirt remains, and now mudslides into neighboring backyards are expected with the next heavy rain.

The developer in charge of the work told me on the phone that the lots are not wide enough to have left the trees in place. The one in the photos is 60 feet wide. Years ago, I lived in a house surrounded by maples and evergreens. That lot was 50×100. IMO, this guy simply did not want to take the time to leave a couple of trees to shade the house and protect the wildlife on the lot.

The neighbors to the left and right of the bulldozer photo were concerned enough to have the City Inspector come out to assess the situation. Note the dirt to the left appears to be in a pile that crosses the property line and would be the most likely to slide into the neighbor’s yard in the rain.

 

EmptyLotSandFenceDSC_1503

The builder’s solution was to place sand barrier ‘fencing’ on the property line. The bulldozer operator moved the dirt up against it.

Other lots have similar problems with soil grading and tree removal.

Heated conversations have been held. The neighborhood grapevine is operating at peak efficiency. Town council meetings are scheduled on the topic.

In case you doubt that neighbors and builders would actually get angry over something like this, read on.

Existing homeowners in Colorado were upset with new builders in the neighborhood who appeared to be putting in homes that did not conform to the look of the development, thereby lowering everyone’s property values. Building was delayed while plans were reviewed. Board members who were in charge of approving the designs (but didn’t) were removed from their positions and new people replaced them.

 

http://www.reporterherald.com/ci_20492538/homeowners-builder-bank-at-odds-lovelands-taft-farms

When developers with big money at stake and disgruntled homeowners with possible deflated property values are at odds, tempers can flare, injunctions can occur, and nothing good happens. If the builder complies with city ordinances, there is little recourse for the neighbors who don’t care for the look of the newer houses, or how the new homes will affect them.

City codes exist for a reason. Check yours out. You might be surprised at what is NOT included in some communities, such as: building setbacks, curbing pets, rules about garbage, home swimming pool regulations, livestock allowed in the city limits, etc.

We haven’t seen any bodies in the remaining woods yet, but it is still early in the process. Kidding. Tempers are high, but so far, everybody is at the yelling stage. Let’s hope that reason prevails and the builder corrects the problems he has created, and doesn’t produce any new ones.

 

2021 Update:

The two houses built on the properties in the photos have flooding issues. One has a perpetual pond in the backyard from the water cascading down the slope, requiring special drains to keep the water away from the house. The builder was within city code requirements and took no responsibility for the flooding caused by his bulldozing method. Buyer beware.

 

*Photos by Patti Phillips

 

 

 

 

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